You may not have heard of an arboriculturist before but they are very important people who help to keep our ecosystem and environment in good shape. An arboriculturist is someone who is trained in the sciences of plants and trees. They are experts at caring for, fertilising and dating trees, as well as, having a good knowledge of how the environment can impact upon trees and vice versa.
An arboriculturist will aim to manage trees and shrubs in both urban and rural environments so that we can get the absolute most from them without them causing any problems. Trees are very important to the ecosystem as they filter carbon dioxide and turn it to oxygen. They also provide food and homes for much of our wildlife and without them we would be in a dire state.
Arboriculturists understand this and they work hard to ensure that trees are healthy, well placed, pruned and in keeping with the environment.
If you have a tree which you would like to know a little more about, or which you are slightly worried about, then you can call in an arboriculturist and they will be able to tell you everything you need to know about the tree. They can even carry out a risk assessment on it to see how safe it is to keep the tree, so the services of an arboriculturalist really are invaluable.
Last year I made a big mistake with my home insurance. I was in a rush and I just picked the cheapest home insurance quotes available. I didn’t bother to check the cover and realised too late it wasn’t sufficient for my needs.
The home contents cover was only for £15,000. I own some lovely antiques and some expensive electrical equipment that would cost me over £30,000 to replace if they were damaged or stolen. This meant I was underinsured by 1/2 for the whole year. I couldn’t afford to top up my home insurance with an additional policy so did spend most the year feeling very uneasy about this.
Choosing Home Insurance Quotes
This year when I looked for home insurance quotes I made sure I took my time. I wrote out of the things I needed to look for and went through each policy carefully:
- Contents Cover – I reviewed my contents and decided I needed to insure it for £35,000. I also separately insured one or two items of high value.
- Home Cover – I also looked at the costs it would take to rebuild my home if it was severely damaged and made sure my home insurance covered this cost.
- Claims Lines – I wanted to be sure I could get help when I needed it so I looked for an insurer that could offer a 24hr claims assistance hotline.
I am much happier about my home and contents insurance this year and knowing what to look for has given me peace of mind.
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